Main financial highlightsMain financial highlights

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Data as at Dec 2025

The BCC Iccrea Group is the largest cooperative banking group in Italy, the only national banking group with entirely Italian capital, the second in terms of number of branches and one of the five systemically important institutions.

  • Total assets: 168 bln/€
  • Total customers: >5.2 million
  • Total staff: >22,000

Capital Ratios

  • CET1 Ratio: 26.0%
  • Total Capital Ratio: 26.4%

Liquidity Ratios

  • LCR: 276%
  • NSFR: 162%

Asset Quality

  • NPE Ratio (gross): 2.5%
  • NPE Ratio (net): 0.6%

Profitability

  • Cost/Income: 55.5%
  • ROE: 10.9%







  
  
  
  
  
  
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“Focused on growth. Dedicated to people.”YesGruppo BCC Iccrea26/03/2026 21:00About Us; Investor RelationsBCC ICCREA Grouphttps://gruppobcciccrea.spi.gbi.bcc.it/Documenti_GBI/ComunicatoStampa/Press%20Release_2026-2028_BP.pdfen26/03/2026
  
Planned a commercial agreement to develop areas of collaboration, with a focus on services to SME clients of the Group, and the entry of the parent company Iccrea Banca into Equita's capital with a 15% stake.YesGruppo BCC Iccrea12/03/2026 23:00About Us; Investor RelationsBCC ICCREA Grouphttps://gruppobcciccrea.spi.gbi.bcc.it/Documenti_GBI/ComunicatoStampa/Press%20Release_Partnership%20Equita%2012.3.26.pdfen12/03/2026
  
Strong demand from Italian and foreign investors, which at its peak reached more than three times the initial offering.YesGruppo BCC Iccrea23/02/2026 19:00About Us; Investor RelationsBCC ICCREA Grouphttps://gruppobcciccrea.spi.gbi.bcc.it/Documenti_GBI/ComunicatoStampa/Press%20Release_Covered%20Bond_Iccrea%20Banca_23.02.26.pdfen23/02/2026
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Investor contacts

Simone Maggi
Head of Investor Relations

Iccrea Banca S.p.A.
Parent Company of the Iccrea Cooperative Banking Group
Via Lucrezia Romana 41/47, 00178 Roma

smaggi@iccrea.bcc.it +39 366 67 39 550+39 366 67 39 550


Alessia Scaltrito
Investor Relations

Iccrea Banca S.p.A.
Parent Company of the Iccrea Cooperative Banking Group
Via Lucrezia Romana 41/47, 00178 Roma

ascaltrito@iccrea.bcc.it +39 335 72 20 951+39 335 72 20 951